The only money travel guide you need

Currency Exchange

The majority of us can only afford, or have the time to go away once a year. This makes it even more important to get the best price available when you’re changing your money into foreign currency.

Getting the best deal means you often spend less on charges and commission and more on holiday treats. Whether you decide to take a prepaid currency card, cash, credit card or traveller’s cheques, here’s how to bag the best deal for your hard earned money.

Keep an eye on the exchange rate

Get into the habit of looking at exchange rates as they can fluctuate daily. This will give you a greater idea of what a good value exchange rate is.

Traveller’s cheques

An alternative way to carrying money is to purchase traveller’s cheques. Not only are they secured, but if you make a note of the cheque numbers you’re guaranteed a full refund if they’re stolen or lost.

The exchange rates for travellers’ cheques are often poor and come with high fees, especially when cashing the cheques abroad as you are likely to be charged an additional fee.The fee’s are not a sliding scale either – it will cost you the same to cash £100 as it will to cash £10.

Euro notes and coins

Prepaid cards

Prepaid cards are very easy to use, you can simply top them up with a fixed amount to last the duration of your holiday. These aren’t linked to any of your debit or credit cards, so if it’s lost or stolen nothing else is at risk, making it one of the safest ways to carry money on holiday.

Most providers do not charge an exchange fee while others charge an initial set-up fee so it’s worth shopping around to find the best prepaid cards. Also, some cards will allow you to top up using your phone or internet while others will only allow you to top up face-to-face.

The biggest benefit to using these cards is that they can be used in the same way you use debit and credit cards in the UK. This way you can top them up via the internet or over the phone should your holiday funds run low while you’re away.

Ordering currency online

Ordering currency online is a great option as you can pick your money up before you board and it often works out cheaper than it would if you exchanged it at the bureau de change at the airport. It is also important that you’re aware that ‘commission free’ doesn’t always mean you’re getting the best deal as they are often fees added onto the rate. And watch out for handling fees as they could cost you £3 or more.

Stack of gold coins and pound symbol

Bank or building society rates

Some banks and building societies provide special rates for existing customers, so next time you’re jetting off go into your bank and check to see if they charge for using your debit card to pay for foreign currency. If they do, it may be better to withdraw the cash and pay for your currency with cash.

Debit and credit cards

It is generally best to avoid using debit or credit cards to withdraw cash abroad as many charge an exchange rate of up to 3%. Some credit cards offer 0% on purchases for up to 12 months, but you should check with your credit card provider to make sure there are no fees or restrictions on purchases overseas.

You may also be charged an additional fee of around £1 per purchase made on holiday, or a £2 fee each time you withdraw money from an ATM. The exchange rate from your bank is often high – make sure you shop around for currency while you’re still in the UK.

The Ultimate Summer tech guide for travel junkies

When it comes to going on holiday these days more of us than ever before are struggling to be apart from our beloved gadgets. Now you no longer have to haul the contents of Currys & PC World around in order to fill the void – our ultimate summer tech guide includes devices which are compact, easy to travel with and of course are mind-boggling amazing!

1.Selfiepod gold limited edition

The selfie stick has become as infamous as marmite in it in short time, some people love them, and some people hate them. However you can’t denied impressive celebrity following they have – including P Diddy no less. They are great for getting some impressive holidays snaps, allowing you to capture a wider frames and angles that could be challenging for those of us with the longest of arms. We recommend the Selfiepod limited edition gold, it comes with fancy features like inbuilt bluetooth camera button for convenient snapping and it can converted into a tripod – great for entertaining yourself on long flights.


2.The Kensington power Cord

Every gadget lover will know the anguish of their favourite gizmo running out of battery abroad. Enter the Kensington power cord – you can charge all gadgets at once with this bad boy. It’s perfect for travelling – it comes with a UK and European plug options and all the adapters you could ever want. The most essential and probably most sensible gadget you can take on holiday, but you won’t regret it one bit.


3. Olloclip

The coolest gadget to take away with you has to be from Olloclip. They have fulfilled every ‘Mobile photographer’ dreams by creating their innovative lenses for smartphones. No longer will you have to drag around a giant SLR camera to get that perfect shot, Olloclip offers lens for both iPhones 6 and Samsung Galaxy S5 smartphones. Olloclips 4-in-1 lens include a fisheye, wide angle, 10x marco lens and x15 macro lens. One lens to suit all of your photography needs in one compact gadget, it help take your phone snaps to the next level.


The genius aspect of Olloclips lens is that they have multi uses – if you want to change lens you simply flip over your Olloclip and clip it on your smartphone, the large lenses twist off to reveal the maco lenses underneath – saving you the trouble of having to change over fiddly tiny lenses every time you go to take a killer snap. Plus better photos = more Instagram likes and will make all your friends back home just that little bit more envious of your amazing travels.


4. Eyefi SD card

This will become a travel essential, but don’t underestimate the Eyefi SD by its small size this is a truly impressive bit of tech. Eyefi can send images to your smartphone or favourite device after you have just pressed the shutter – saving you the time of having to wait till you get home to trawl through endless holiday photos. Instead your photos will be sent automatically to Eyefi app ready for you to upload from your device – it’s as straight forward as that. Even if there is no wifi available, Eyefi creates its own wifi network that connects to your wherever you are, that’s pretty impressive.  Eyefi is compatible with most DLSRs and the app is available on both Apple and Android, and store up to 8,000 photos and 6 hours of video.


5. Sleep Phones

Sleepphones are ideal for those of you who enjoy a peaceful relaxing flight when in reality you’re surrounded by screaming children and loud talkers. It’s as if they were designed for flights in mind as they double up as an eye mask if worn other your face. Sleepphones design allows you to rest comfortably whist listening to music, with none of that annoying wriggling, trying to stop your headphone stabbing you in the ear as you rest. Available in both wireless and non-wireless forms and 3 different colours to match with your flight #ootd, you can even get one with a microphone for hands-free chatting.


Well now you need a holiday to go on the test out all your new travel gadgets – Check out our amazing deals on our website.

Your guide to choose the right holiday insurance

Travel Insurance 156185711

You have booked your next holiday and now it is time to start thinking about getting some travel insurance. By having the right level of cover when you travel means that you can relax and enjoy your time away, without those niggling ‘what ifs’.

But choosing the right cover can be tough, especially with so many different policies available. Are you going with family or friends? Are you going to Europe or travelling further afield? Will you be taking part in any sporting activities? These are the type of questions you need to ask yourself before deciding on an insurance policy. All insurance policies differ in terms of cover and cost depending on what you’ll be doing and where you’re going. So before you buy your travel insurance read our guide for help finding the best cover for you.

Why do I need travel insurance?

Travel insurance is intended to protect you in case something goes wrong. It can cover you for a range of problems such as medical costs if you are taken ill or injured abroad and holiday horrors such as lost luggage or stolen possessions.

Some policies can even provide cover for unexpected issues such as redundancy and extra costs for pet care in cases of longer delays.

A survey by Sainsbury finance ( has shown that the average cost if you fall ill on holiday and need hospital treatment is approximately £1,088. Without travel insurance many travellers would have to borrow from family and friends if things didn’t go to plan, a stress most of us could do without. For those intending to travel to the USA, the cost of medical care can more than double compared with other destinations. The average cost of treatment in the USA is £2,815 but holiday hotspots such as Thailand and Turkey have above average costs for tourists needing medical treatment.


The different types of holiday insurance

Single trip – If you are planning one holiday a year a single trip policy may be suitable.

Annual insurance – If you are a frequent traveller then an annual multi trip policy may be suitable, this can be cheaper than buying multiple single trip policies. This can also cover you for short UK breaks but you would need to check your policy.

European or worldwide cover – European cover is often cheaper than worldwide insurance. Many of the popular holiday destinations such as Egypt, Morocco, Turkey and Tunisia are not always covered by a European policy. You will need to check that your intended holiday destination is covered under the correct cover.

Single, couple or family policy – If you travel with a partner or your family look into getting a joint policy as this can bring costs down. The definition of ‘family’ can differ from various insurers so check the small print and find out who is covered before you buy.

Active – If you will be taking part in any sporting activities or going on excursions let your insurance companies know so that you can check that you have the appropriate level of cover. Some insurance companies include certain activities but charge extras for others. If you plan to be active whilst on your holiday it is essential you check that the activities you want to do is included in the policy you have bought. If it is not included you may have the option to pay extra to have this included but this depends on the insurance policy. It is important to always book trips abroad with a reputable supplier, and, if in doubt, check with the insurance company.

Older travellers – Policies that cover older travellers can prove costly. You may want to try a specialist insurance firm to compare costs and what is covered as these policies often include a number of common pre-existing medical conditions.

Laid in a hospital bed 114586114

The level of cover you need

You need to ensure you choose the right type of cover for your individual needs. The cheapest policy might not always be best for you. Travel insurance can vary a great deal and extras can be added on to them, but it is important that your policy should have the following basic level of cover:

Personal liability – In case you need to pay for any damage or accidents you cause.

Cancellation or curtailment – In case you need to cut short or cancel your holiday or your hotel or flights are cancelled. This could be used if you lose your job, a close relative falls ill while you are away or need to come home earlier than planned.

Medical emergency – To cover the cost of treatment due to sudden illness or through an accident you have whilst on holiday. Your cover should also include repatriation in case you need to be flown back to the UK.

Pre-existing medical conditions – You need to declare any health issues you have when applying for travel insurance, failure to do this may make your policy invalid or may mean you are not protected by your policy in the event of a claim.

Delays – This coverage is designed to cover you for long delays.  You may need to get the airline to confirm this in writing and also keep any receipts for items you’ve bought due to the delays.

Loss or theft – This can cover the cost of replacing money, personal items or replacing luggage should anything be lost stolen or damaged.

Emergency assistance – Most insurance companies offer a 24 hours emergency helpline. This can be a real life saver when you are in a different time zone.

Every year we see in the newspapers cases where holiday makers have been refused hospital treatment or been given huge medical bills due to travelling uninsured or not disclosing pre-existing medical conditions. Can you really afford not to take out travel insurance?


All policies differ greatly and what is covered by one policy, isn’t guaranteed to be covered by others. It is vital that you are thorough when reading documentation and if in doubt, ask. This guide is intended to help you chose the right policy for you but it important to do your research when choosing a policy and ensure you understand exactly the level of cover you are buying.

TripAdvisor’s Travelers Awards 2014 best all-inclusive resorts in the world – Revealed

The best 25 all-inclusive resorts in the world have been revealed, as voted for in the TripAdvisor Travelers Awards 2014. The results were based on millions of reviews from travelers across the globe, the list features luxury to family resorts. Designed for those who want to have a no-hassle holiday experience, where everything you could ever want or need is included in the price and available in the comfort of a luxury resort.  We have compiled a list of our outstanding favourites featured in the top 25…

1. Iberostar Grand Hotel Paraiso Mexico, Cancun, Riviera Maya 

Iberostar Grand Hotel Paraiso is the reigning champion out of the hotels in Mexico ranking #1, well it’s not surprising with over 2,851 Excellent ratings. Mexico was included an impressive 9 times on the list, and came out no.2 overall on the top 25 list.  One guest described it asA truly beautiful resort with service second to none. The landscape is breathtaking, and the food was delicious. I can’t imagine a more beautiful place to relax.” Praised for its romantic atmosphere, it’s definitely one to add to the wish list.

Mexico TC TA

2. Melia Cayo Coco Hotel, Cayo Coco, Cuba

No. 20 on the list The Melia Cayo Coco Hotel ranks no. 1 of the hotels in Cayo Coco, Cuba – no wonder when the bungalow accommodation sits on stilts over a natural seawater lagoon, providing an unrivaled view of Cuba’s beauty. Proclaimed by guests as being the “Perfect vacation” “Great vacation great week in Cayo Coco” - and awarded for it’s exceptional choice of restaurants and dining options. The beach barbecue sounds great to us, where the mojitos at!?

Cuba TA

3. Rixos Sharm el Sheikh, Nabq Bay, Egypt 

No. 9 on the list and the highest rating Egyptian resort to feature – Rixos Sharm el Sheikh. The staff are highly praised for theirOutstanding Service and Courtesy and abundance of the reviews on TripAdvisor are from returning guests, it’s seems going once just isn’t enough! Well when there’s a beach and coral reef metres from the hotel,  10 restaurants, bars, SPA, Rixy Club for children, entertainment and amazing water sports facilities – guests are spoilt for choice.

Egypt TA

4. Luxury Bahia Principe Cayo Levantado Don Pablo Collection, Dominican Republic

The Luxury Bahia Principe Cayo Levantado Don Pablo Collection (yes that is a very long name) is designed for couples only. Set on a secluded island the resort was celebrated for it’s friendly staff who provide an excellent level of service. The spa offers a staggering array of treatments to help you get beautified for you hot date on the beach. No. 6 on the overall list and top destination for the Dominican Republic, well guests comments said that they are “Looking forward to my return visit” and had “not a single complaint. not one.”

Dominican Republic TA

5. Excellence Playa Mujeres, Playa Mujeres, Mexico 

No.10 on the overall list is Excellence Playa Mujeres,  Guests reviews said “Life is so sweet at EPM (if only it could be everyday life!!)” “’The Best’ just gets better…….” If you like taking it easy you’re in luck, lounging seems to be the preferred form of relaxation here with plenty of spots to sprawl out on. Sitting at the pool bar looks like the ideal spot to us, margarita in hand. With 9 international restaurants and 11 fully-stocked bars to choose from you may come home with a little extra holiday weight, sorry (not sorry).

Mexico FD TA 6. Iberostar Grand Hotel Rose Hall, Montego Bay, Jamaica 

The hardest decisions you’ll have to make at Iberostar Grand Hotel Rose Hall is choosing where to do your morning swim, with 2 giant pool and the sea only metres away to tempt you with. Blown away guests describe Iberostar Grand Hotel as The Best Iberostar and Service Ever!!” “Spectacular!!!!!! Took a Vacation to a Dream!” No.11 on the list and the only placing for Jamaica, well you do get your own personal butler to fulfill your every whim.


And the best news is all of our featured favorite resorts are available to book on for amazing deals.