The only money travel guide you need

The majority of us can only afford, or have the time to go away once a year. This makes it even more important to get the best price available when you’re changing your money into foreign currency.

Getting the best deal means you often spend less on charges and commission and more on holiday treats. Whether you decide to take a prepaid currency card, cash, credit card or traveller’s cheques, here’s how to bag the best deal for your hard earned money.

Keep an eye on the exchange rate

Get into the habit of looking at exchange rates as they can fluctuate daily. This will give you a greater idea of what a good value exchange rate is.

Traveller’s cheques

An alternative way to carrying money is to purchase traveller’s cheques. Not only are they secured, but if you make a note of the cheque numbers you’re guaranteed a full refund if they’re stolen or lost.

The exchange rates for travellers’ cheques are often poor and come with high fees, especially when cashing the cheques abroad as you are likely to be charged an additional fee.The fee’s are not a sliding scale either – it will cost you the same to cash £100 as it will to cash £10.

Prepaid cards

Prepaid cards are very easy to use, you can simply top them up with a fixed amount to last the duration of your holiday. These aren’t linked to any of your debit or credit cards, so if it’s lost or stolen nothing else is at risk, making it one of the safest ways to carry money on holiday.

Most providers do not charge an exchange fee while others charge an initial set-up fee so it’s worth shopping around to find the best prepaid cards. Also, some cards will allow you to top up using your phone or internet while others will only allow you to top up face-to-face.

The biggest benefit to using these cards is that they can be used in the same way you use debit and credit cards in the UK. This way you can top them up via the internet or over the phone should your holiday funds run low while you’re away.

Ordering currency online

Ordering currency online is a great option as you can pick your money up before you board and it often works out cheaper than it would if you exchanged it at the bureau de change at the airport. It is also important that you’re aware that ‘commission free’ doesn’t always mean you’re getting the best deal as they are often fees added onto the rate. And watch out for handling fees as they could cost you £3 or more.

Bank or building society rates

Some banks and building societies provide special rates for existing customers, so next time you’re jetting off go into your bank and check to see if they charge for using your debit card to pay for foreign currency. If they do, it may be better to withdraw the cash and pay for your currency with cash.

Debit and credit cards

It is generally best to avoid using debit or credit cards to withdraw cash abroad as many charge an exchange rate of up to 3%. Some credit cards offer 0% on purchases for up to 12 months, but you should check with your credit card provider to make sure there are no fees or restrictions on purchases overseas.

You may also be charged an additional fee of around £1 per purchase made on holiday, or a £2 fee each time you withdraw money from an ATM. The exchange rate from your bank is often high – make sure you shop around for currency while you’re still in the UK.

The Ultimate Summer tech guide for travel junkies

When it comes to going on holiday these days more of us than ever before are struggling to be apart from our beloved gadgets. Now you no longer have to haul the contents of Currys & PC World around in order to fill the void – our ultimate summer tech guide includes devices which are compact, easy to travel with and of course are mind-boggling amazing!

1.Selfiepod gold limited edition

The selfie stick has become as infamous as marmite in it in short time, some people love them, and some people hate them. However you can’t denied impressive celebrity following they have – including P Diddy no less. They are great for getting some impressive holidays snaps, allowing you to capture a wider frames and angles that could be challenging for those of us with the longest of arms. We recommend the Selfiepod limited edition gold, it comes with fancy features like inbuilt bluetooth camera button for convenient snapping and it can converted into a tripod – great for entertaining yourself on long flights.

2.The Kensington power Cord

Every gadget lover will know the anguish of their favourite gizmo running out of battery abroad. Enter the Kensington power cord – you can charge all gadgets at once with this bad boy. It’s perfect for travelling – it comes with a UK and European plug options and all the adapters you could ever want. The most essential and probably most sensible gadget you can take on holiday, but you won’t regret it one bit.

3. Olloclip

The coolest gadget to take away with you has to be from Olloclip. They have fulfilled every ‘Mobile photographer’ dreams by creating their innovative lenses for smartphones. No longer will you have to drag around a giant SLR camera to get that perfect shot, Olloclip offers lens for both iPhones 6 and Samsung Galaxy S5 smartphones. Olloclips 4-in-1 lens include a fisheye, wide angle, 10x marco lens and x15 macro lens. One lens to suit all of your photography needs in one compact gadget, it help take your phone snaps to the next level.

The genius aspect of Olloclips lens is that they have multi uses – if you want to change lens you simply flip over your Olloclip and clip it on your smartphone, the large lenses twist off to reveal the maco lenses underneath – saving you the trouble of having to change over fiddly tiny lenses every time you go to take a killer snap. Plus better photos = more Instagram likes and will make all your friends back home just that little bit more envious of your amazing travels.

4. Eyefi SD card

This will become a travel essential, but don’t underestimate the Eyefi SD by its small size this is a truly impressive bit of tech. Eyefi can send images to your smartphone or favourite device after you have just pressed the shutter – saving you the time of having to wait till you get home to trawl through endless holiday photos. Instead your photos will be sent automatically to Eyefi app ready for you to upload from your device – it’s as straight forward as that. Even if there is no wifi available, Eyefi creates its own wifi network that connects to your wherever you are, that’s pretty impressive.  Eyefi is compatible with most DLSRs and the app is available on both Apple and Android, and store up to 8,000 photos and 6 hours of video.

5. Sleep Phones

Sleepphones are ideal for those of you who enjoy a peaceful relaxing flight when in reality you’re surrounded by screaming children and loud talkers. It’s as if they were designed for flights in mind as they double up as an eye mask if worn other your face. Sleepphones design allows you to rest comfortably whist listening to music, with none of that annoying wriggling, trying to stop your headphone stabbing you in the ear as you rest. Available in both wireless and non-wireless forms and 3 different colours to match with your flight #ootd, you can even get one with a microphone for hands-free chatting.

Well now you need a holiday to go on the test out all your new travel gadgets – Check out our amazing deals on our website.